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Housing Loans

1. Home loans: 

buying your dream home has never been easier!

  • Financing up to 85% of the property value.
  • Repayment period up to 25 years.
  • Loans up to 150,000 JD.
  • Free life insurance (for amounts exceeding 22,000 JD)
  • Free property insurance (for amounts exceeding 22,000 JD)
  • Competitive interest.
  • Free credit card for the first year.

Required Documents

  • Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  • Latest Salary/ Employment verification document for the borrowers and the guarantors
  • Property purchase and sales agreement / contract
  • Ownership certificate of the financed property
  • Proof of Down payment
  • 2 property evaluations /appraisals

* The bank reserves the right to ask for additional documents /guarantees

2. Home improvement loans:

  • Financing up to 100% of the home improvement cost.
  • Loans up to JOD 30,000.
  • Repayments period up to 8 years.
  • Free life insurance (for amounts exceeding 22,000 JD)
  • Free property insurance (for amounts exceeding 22,000 JD)
  • Competitive interest.
  • Free credit card for the first year.

Required Documents

  • Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  • Latest Salary/ Employment verification document for the borrowers and the guarantors
  • Salary transfer letter.
  • Property Registration Certificate.
  • Ownership certificate of the financed property.
  • 2 Property evaluations/appraisals.

* The bank reserves the right to ask for additional documents /guarantees

3. House Building loans:

  • Financing up to 80% of the project cost. 
  • Repayment period up to 20 years.
  • Loans up to JOD 70,000.
  • Free life insurance (for amounts exceeding 22,000 JD)
  • Free property insurance (for amounts exceeding 22,000 JD)
  • Competitive interest.
  • Free credit card for the first year.

Required Documents

  • Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  • Latest Salary/ Employment verification document for the borrowers and the guarantors
  • Salary transfer letter.
  • Property Registration Certificate.
  • Ownership certificate of the financed property.
  • 2 Property evaluations/appraisals.

* The bank reserves the right to ask for additional documents /guarantees
 
 
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