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Offering you benefits and
competitive rates for your
life’s biggest investment

Housing Loan

Whether you are looking to buy an apartment, building your forever home, or purchasing land, you can now do so with our real-estate flexible rates, fast procedures, and convenient loans. 

Get your housing loan now to benefit from the following features:

Housing Loan Features:

  • 85% financing of the estimated apartment value for up to 25 years.
  • Free life insurance.
  • Free real estate insurance.

Program Features:

  • Free credit card for two years.
  • Loan amounts of up to 450,000 JODs.
  • Loan amounts up to 250,000 JODs.
  • Financing 85% of the apartment value and for a period up to 25 years.
  • Free life insurance.
  • Free mortgage insurance.
  • Free pre-approved credit card for the first year (for new cards).

With the home renovation and restoration financing program, you can get the financing you need to remodel your home, build additional floors, or expand your existing home.

Program Features:

  • Free credit card for two years.
  • Loan amounts up to 250,000 JODs.
  • Repayment periods up to 25 years.
  • Free life insurance.
  • Free mortgage insurance.

Also, with the home renovation and restoration financing program, get a free pre-approved credit card for the first year (for new cards).

If you have a land that you would like to build on for housing purposes, Cairo Amman Bank provides you with the suitable financing for that with easy and flexible terms.

Program Features:

  • Financing up to 70% of the construction value.
  • Loan amounts up to 250,000 JODs.
  • Repayment period up to 25 years.
  • Free life insurance.
  • Free mortgage insurance.

Also, with the construction financing program, get a free pre-approved credit card for the first year (for new cards).

Cairo Amman Bank provides housing financing in the city of Jerusalem, which includes financing the purchase of ready-made housing units, finishing, or expanding houses owned by the beneficiary’s family, or building new housing units. The property is required to be within the city of Jerusalem, and to be intended for housing to be purchased, renovated, or expanded.

Program Features:

  • Financing up to 85% of the property value, with a maximum of $500,000.
  • One-time lump sum commission of 0.5%.
  • Financing up to 25 years.
  • Free life insurance.
  • Free mortgage insurance (except for properties under construction).

 

Documents required for the borrower to obtain the bank’s approval for financing:

  • Construction permit (duly translated and certified by a legal translator).
  • A copy of the land registration deed showing the plot number, basin, and land area, with a recent history (translated and duly certified by a legal translator).
  • A table of rights, showing the sequence of owners of the land (translated and certified by a legal translator).
  • A sale agreement showing the specifications of the property subject of the financing, its price, and the value of the first payment made.
  • Transferring the salary of the borrower, the borrower’s partner, and the guarantors to the bank duly.
  • In the event of self-employment for the borrower, the borrower’s partner, and the guarantor, the bank is required to provide the bank statements of account in addition to audited balance statements that prove the income.
  • If the accounts of the borrower, partner, and guarantors are with Israeli banks, they are required to provide the bank with translated statements of accounts.
  • An acknowledgement that the borrower and the borrower’s parent are Jerusalemites (blue ID holders residing in Jerusalem).
  • The borrower, partner, or one of the minor sons/daughters does not own any real estate in the Jerusalem area other than the one being financed.
  • Real estate appraisal (2 copies) of the property subject to financing from the approved bank appraisers in Jerusalem.
  • Prove the bank with the periodic authorization signed between the buyer (borrower) and the seller (original).
  • Provide the bank with periodical proxy duly, singed by the borrower with a notary (original).
  • The borrower, partner, and guarantors sign all contracts and documents related to the financing.

You can now own your dream land and secure your future.

It is the time to own the land of your dreams! Cairo Amman Bank now provides you with that through the land purchase financing program that gives you the following features:

  • Financing rate up to 85% of the estimated land value.
  • Loan amounts up to 150,000 JODs.
  • Repayment periods to 150,000 JODs.
  • Free life insurance.
  • Free pre-approved credit card for the first year (for new cards).

* Subject to the bank’s terms and conditions.

* For more information, please call 1700-701-701.

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