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Productive Loan Program (RETAL PLUS)

  • Competitive interest rate.
  • Financing amount of up to 100,000 JODs.
  • Flexible repayment period of up to 24 months.
  • Grace period of up to 3 months.
  • Competitive interest rate.
  • Financing amount of up to 100,000 JODs.
  • Flexible repayment period of up to 60 months.
  • Grace period of up to 6 months.
  • Civil status ID (debtor / guarantor / partners).
  • Company registration certificate / merchant registration certificate showing the names of the partners and the authorized signatory.
  • Certificate of the trade name or the certificate of Chamber of Industry or Commerce (if any).
  • A valid professions license for the project.
  • Ownership deed of the project location or lease contract.
  • Financial and tax data (if any).
  • Statements from the Camp Services Committee (for projects inside the camps).
  • Bank statement for the last 6 months.
  • Syndicate membership (if required for some professions).
  • A certificate of a skilled worker or technician from the Vocational Training Corporation if it is a requirement for some professions.
  • The last salary certificate of the borrower/guarantors (if any).
  • Project visit report with enhanced photos of the project.
  • Life insurance of the borrower/project owner.
  • The bank has the right to request any additional documents.
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