• Must be a Jordanian
• Below the age of 21.
• Must be a permanent resident of Jordan residing in the area where the service is provided.
• The enterprise must be no less than one year old.
• The customer must be able to fulfill obligations stemming from the financing and other already existing commitments.
• The client must have an excellent creditworthy reputation.

• Competitive Interest rate.
• 1% commission for the first year only.
• Formal business: must have a valid trade license and commercial registration.
• Informal business: guarantee with salary transformed to the bank.
• Insurance on clients’ life through the bank.

1. Finance the purchase of fixed assets or business expansion.
   • Competitve Interest Rate.
   • Loan value from 300 JODs up to 10,000 JODs.
   • Repayment period from 4 months up to 24 months.
2. Financing working capital.
   • Competitive Interest Rate.
   • Loan value from 300 JODs and up to 10,000 JODs.
   • Repayment period from 4 months up to 18 months.
3. Financing the enrollment or membership renewal in the Profession Associations or Profession licenses.
   • Competitive interest rate.
   • Loan value up to 1,500 JODs.
   • Repayment period up to 12 months.

In case the client desires to save money by depositing part of the loan in a saving account at the bank, the loan interest rate will be charged at a privileged price in order to encourage customers to save.

The customer would benefit from the advantages of saving accounts offered by the bank.