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Diverse loans to the backbone of our local economy. With flexible loans and competitive interest rates, these loans individuals and owners of formal and non-formal enterprises of commercial activities, services, and simple production are convenient to kickstart or grow their businesses.

  • Must be a Jordanian
  • Below the age of 21.
  • Must be a permanent resident of Jordan residing in the area where the service is provided.
  • The enterprise must be no less than one year old.
  • The customer must be able to fulfill obligations stemming from the financing and other already existing commitments.
  • The client must have an excellent creditworthy reputation.
Microloans may be given to enterprises with or do not have official records (trade license, commercial register).
  • Competitive Interest rate.
  • 1% commission for the first year only.
  • Formal business: must have a valid trade license and commercial registration.
  • Informal business: guarantee with salary transformed to the bank.
  • Insurance on clients’ life through the bank.
  1. Finance the purchase of fixed assets or business expansion.
    • Competitve Interest Rate.
    • Loan value from 300 JODs up to 10,000 JODs.
    • Repayment period from 4 months up to 24 months.
  2. Financing working capital.
    • Competitive Interest Rate.
    • Loan value from 300 JODs and up to 10,000 JODs.
    • Repayment period from 4 months up to 18 months.
  3. Financing the enrollment or membership renewal in the Profession Associations or Profession licenses.
    • Competitive interest rate.
    • Loan value up to 1,500 JODs.
    • Repayment period up to 12 months.

In case the client desires to save money by depositing part of the loan in a saving account at the bank, the loan interest rate will be charged at a privileged price in order to encourage customers to save.

The customer would benefit from the advantages of saving accounts offered by the bank.

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